Your Trust, Secured – Comera Pay’s PCI DSS Compliance

Keeping Cardholder Data Safe

In the world of digital payments, security is not optional; it is essential. With the rise of cashless transactions comes the increasing responsibility to protect sensitive customer data. At Comera Pay, we take this responsibility seriously.

That is why we are proud to be PCI DSS compliant, ensuring that your card data is always handled with the highest level of security, in line with global standards set by the Payment Card Industry Security Standards Council (PCI SSC).

What is PCI DSS?

The Payment Card Industry Data Security Standard (PCI DSS) is a set of mandatory security requirements for organizations that store, process, or transmit cardholder data. Introduced by major card networks (Visa, Mastercard, American Express, JCB, and Discover), PCI DSS ensures that businesses use strong security practices to prevent fraud, data theft, and breaches.

It is not just for large enterprises, any business that handles card payments must meet the applicable level of PCI DSS compliance.

Why is PCI DSS Compliance Important?

PCI DSS compliance protects both the business and the customer. Here’s why it matters:

1. Reduces Fraud Risk: Prevents unauthorized access and card data theft.
2. Strengthens Trust: Demonstrates your platform takes user privacy and data protection seriously.
3. Enables Business Partnerships: Many payment processors and financial institutions require proof of PCI compliance.
4. Avoids Penalties: Non-compliance can lead to steep fines, investigations, and loss of payment privileges.

Core Components of PCI DSS

To comply with the latest version of PCI DSS, organizations must meet several key requirements, including:

1. Secure Network & Systems

• Maintain firewalls and intrusion prevention systems
• Eliminate default system passwords and configurations

2. Protect Cardholder Data

• Encrypt transmission of card data across open, public networks
• Mask or tokenize stored card data to reduce risk exposure

3. Manage Vulnerabilities

• Update antivirus and anti-malware tools
• Regularly apply security patches and software updates

4. Strong Access Control

• Limit access to cardholder data on a need-to-know basis
• Use multi-factor authentication for system access

5. Monitor & Test Networks

• Track all access to systems with audit logging
• Run vulnerability scans and penetration tests regularly

6. Maintain Security Policies

• Establish clear policies for secure handling of data
• Conduct employee training and awareness programs

How We Comply at Comera Pay

We have implemented the following practices and technologies to meet and maintain PCI DSS compliance:

• Hosted payment fields: Card data is entered into secure, PCI-validated payment pages, never handled by our frontend or mobile app directly.
• Tokenization and encryption: All sensitive information is tokenized and encrypted during transmission and storage.
• Isolated cardholder data environment (CDE): Our payment systems are segmented from other services to reduce exposure and simplify validation.
• Continuous monitoring: Our infrastructure is monitored with real-time alerts, logging, and regular vulnerability scans.
• Independent audits: We work with qualified security assessors (QSAs) to undergo periodic reviews and audits.

We follow a “security-by-design” approach — building safeguards into our systems from day one, not as an afterthought.

Ongoing Commitment

PCI DSS compliance is not a one-time checklist. It’s a continuous process. We are committed to:

• Conducting regular risk assessments and security testing
• Keeping our systems up to date with evolving threats
• Training our team on secure development and data handling practices

Experience Secure Payments, Always

We don’t just meet global security standards; we build our entire platform around them.

Download the Comera app today and enjoy seamless, PCI DSS–compliant transactions with peace of mind.