Comera Pay | Your Gateway to Seamless Online Payments

Schedule Of Charges

This Schedule of Charges sets out the fees and charges applicable to Comera Pay wallet transactions and multicurrency card services.

Wallet Transactions Fees and Charges

Service Fee
Deposit to Comera Pay Wallet via Debit Card Free
Deposit to Comera Pay Wallet via Bank Account Free
Domestic Transfer to Bank Account AED 2.00
Domestic Transfer to Comera Pay Wallet Free
International Transfer – India, Pakistan, Bangladesh, Sri Lanka, Philippines & Egypt AED 5.00
International Transfer – Rest of the World AED 10.00
Bill Payments AED 1.00 to AED 5.00, depending on the country and service provider
Mobile Top Up – Domestic Free
Mobile Top Up – International Free

Multicurrency Card Fees and Charges – Visa Classic

Service Fee
Physical Card Issuance Fee – New AED 25.00
Physical Card Issuance Fee – Replacement AED 25.00
Domestic ATM Withdrawal Fee AED 2.10
Domestic ATM Balance Inquiry Fee AED 2.10
Cross Border Cross Currency Fee 2.50%
International ATM Withdrawal Fee AED 10.50
International Balance Enquiry Fee AED 5.25
Card Inactivity Fee (6 consecutive months of no transactions) AED 20.00
Card Annual Fee Free For Life
Domestic ATM Decline Fee AED 1.05
Domestic POS/ECOM Decline Fee AED 1.05
International ATM Decline Fee AED 3.15
International POS/ECOM Decline Fee AED 3.15

Multicurrency Card Fees and Charges – Visa Platinum

Service Fee
Physical Card Issuance Fee – New AED 25.00
Physical Card Issuance Fee – Replacement AED 25.00
Domestic ATM Withdrawal Fee AED 2.10
Domestic ATM Balance Inquiry Fee AED 2.10
Cross Border Cross Currency Fee 2.50%
International ATM Withdrawal Fee AED 10.50
International Balance Enquiry Fee AED 5.25
Card Inactivity Fee (6 consecutive months of no transactions) AED 30.00
Card Annual Fee AED 15.00
Domestic ATM Decline Fee AED 1.05
Domestic POS/ECOM Decline Fee AED 1.05
International ATM Decline Fee AED 3.15
International POS/ECOM Decline Fee AED 3.15

Multicurrency Card Fees and Charges – Visa Platinum Metal

Service Fee
Physical Card Issuance Fee – New AED 200.00
Physical Card Issuance Fee – Replacement AED 200.00
Domestic ATM Withdrawal Fee AED 2.10
Domestic ATM Balance Inquiry Fee AED 2.10
Cross Border Cross Currency Fee 2.50%
International ATM Withdrawal Fee AED 10.50
International Balance Enquiry Fee AED 5.25
Card Inactivity Fee (6 consecutive months of no transactions) AED 30.00
Card Annual Fee AED 15.00
Domestic ATM Decline Fee AED 1.05
Domestic POS/ECOM Decline Fee AED 1.05
International ATM Decline Fee AED 3.15
International POS/ECOM Decline Fee AED 3.15

Multicurrency Card Fees and Charges – Visa Infinite Metal

Service Fee
Physical Card Issuance Fee – New AED 200.00
Physical Card Issuance Fee – Replacement AED 200.00
Domestic ATM Withdrawal Fee AED 2.10
Domestic ATM Balance Inquiry Fee AED 2.10
Cross Border Cross Currency Fee 2.50%
International ATM Withdrawal Fee AED 10.50
International Balance Enquiry Fee AED 5.25
Card Inactivity Fee (6 consecutive months of no transactions) AED 150.00
Card Annual Fee AED 350.00
Domestic ATM Decline Fee AED 1.05
Domestic POS/ECOM Decline Fee AED 1.05
International ATM Decline Fee AED 3.15
International POS/ECOM Decline Fee AED 3.15
All fees are inclusive of 5% VAT, where applicable. Please note these fees will be in addition to the standard processing fee charged by VISA. Foreign currency purchases and ATM cash withdrawals are converted into AED by the card scheme (Mastercard or Visa) using their applicable exchange rates on the day the conversion is made. In line with the UAE’s Value Added Tax (VAT) implementation from 1st January 2018, VAT at the rate of 5% will be levied on Fee and Charges (inclusive herein), wherever applicable as per UAE law.